Are you a small business owner?  Close to retirement?  Self-employed? Have a high-deductible medical plan? Have kids in college?

 

If you were able to answer YES to any of these questions, you MUST also ask yourself this question: If I was diagnosed with a critical illness, how would I still be able to fulfill my financial obligations and of those depending upon me?

 

The cost of critical illness goes beyond what is covered by insurance; it is expenses like travel cost, and time off of work, possible forced early retirement.