Are you a small business owner? Close to retirement? Self-employed? Have a high-deductible medical plan? Have kids in college?
If you were able to answer YES to any of these questions, you MUST also ask yourself this question: If I was diagnosed with a critical illness, how would I still be able to fulfill my financial obligations and of those depending upon me?
The cost of critical illness goes beyond what is covered by insurance; it is expenses like travel cost, and time off of work, possible forced early retirement.