One thing we've been coming across during this Medicare AEP (annual enrollment period)-- PLEASE remember that if you have an MAPD (Medicare Advantage Plan with RX), you CANNOT then take out a stand-alone prescription drug plan.  Many people are getting mailing after mailing in their mailbox, soliciting a RX (Part D) plan.  If sign up for a RX plan, it will automatically knock you off of your MAPD plan, and you will have NO medical coverage come January 1! 

 

If you, or someone you know, has mistakenly done this, it is not too late!

It is that time of year again...time to take a look at your Medicare Advantage and Prescription Drug plans and see what changes are on the horizon.  If you haven't already received a letter stating your plan changes for 2013, you will be shortly.  For some, depending on the plan you are currently enrolled in, there is increased out-of-pocket costs, an increased brand prescription deductible, and a premium associated with a plan that did have a $0 premium. 

 

We do have some attractive alternatives that may benefit you, so scheduling an appointment to go over all of your plan changes and the options available to you could be very beneficial.