https://www.lifehealthfinancials.com/blog daily 0.75 2023-02-27 https://www.lifehealthfinancials.com/blog/how-to-avoid-potential-medicare-scams monthly 0.5 2023-02-27 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/e2e9be1d-9114-4d07-b23e-954e35d86976/Senior+Ladies.jpg Blog - How to avoid potential Medicare Scams Medicare will never call you unless you have first made contact requesting assistance. Scammers may sound professional, say that they are from Medicare, or even have your personal details (i.e. name, address, family members names). If you get a phone call from someone claiming to be from Medicare, hang up immediately, even if the phone number on the CallerID appears to be credible. Ignore threats to take away your benefits to remove your benefits. Your benefits cannot be removed for not signing up for a plan. https://www.lifehealthfinancials.com/blog/be-conscientious-of-these-medicare-scams monthly 0.5 2023-02-20 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/d40b564a-680c-4971-9953-fcebcc8d37d9/Hacker.jpg Blog - Be conscientious of these Medicare Scams The Medicare annual enrollment period is from October 15th to December 7th every year. A scammer will call you outside of this period to tell you that you are missing out on additional benefits that other plans can offer you. This is an attempt to get your personal information. If they successfully obtain your Medicare ID number or your health plan information, they can falsely file claims or sell your data to others. They may even attempt to get your social security number or banking information in order to take out a loan in your name. Never give these numbers to anyone after an unsolicited phone call or email. Your Medicare number should never be shared with anyone other than your doctor, pharmacist, health insurer or trusted healthcare provider. https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1676476845425-6ZHCQWN4W7CKOA5T6WYN/unsplash-image-ZR2dtQ0hUhA.jpg Blog - Be conscientious of these Medicare Scams - A couple other scam call examples include: An individual claiming they are Medicare contacting you to cancel your current plan coverage unless you update your personal information. Threats made to take away your benefits should be ignored because your benefits cannot be removed for not signing up for a plan. Before 2018, the Medicare ID card included the Medicare recipient’s social security number. The red, white, and blue cards issued since 2018 now have the recipient’s Medicare ID number instead. In some cases, people have received phone calls advising that the caller can send them a new, secure chip card for their Medicare benefits. Individuals who received the calls and made the mistake of sharing their Medicare ID number said the callers informed them that the Medicare card was changing as it did in 2018 to a more secure version. https://www.lifehealthfinancials.com/blog/all-medicare-phone-calls-must-be-conducted-on-a-recorded-line monthly 0.5 2022-12-21 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1671643079234-B0ULR1ZJIAJEPEH69EDD/unsplash-image-zF_pTLx_Dkg.jpg Blog - New Regulation from Centers for Medicare & Medicaid Services - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lifehealthfinancials.com/blog/its-that-time-of-year-again monthly 0.5 2022-09-20 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/2ff60694-bf77-4478-8724-c279ff38d194/AEP+2023+Advertisement.png Blog - It’s that time of year again! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lifehealthfinancials.com/blog/the-brutal-reality-of-not-having-life-insurance monthly 0.5 2022-09-20 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648479973211-JHWFKBXHW2BZR16U5YN3/unsplash-image-ukzHlkoz1IE.jpg Blog - The Brutal Reality of Not Having Life Insurance - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lifehealthfinancials.com/blog/please-keep-in-mind monthly 0.5 2022-03-28 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648480184285-HVP4VL151Y0MAXCWCWS4/unsplash-image-VO5w2Ida70s.jpg Blog - Please Keep In Mind!! - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lifehealthfinancials.com/home daily 1.0 2026-03-10 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1738772046925-IOF70FIW0U4OOD0MNQXD/unsplash-image-VBLHICVh-lI.jpg Home https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1738774356831-NW8V0XX03EL2G12BEI44/unsplash-image-RcFNPdTovv8.jpg Home https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1738775715878-3LPXUX1EZUH9FHX8N8OU/unsplash-image-V-RShIMKAGQ.jpg Home https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/fb3a2a65-fc16-4f78-b3f6-6589dfd1f9a1/unsplash-image-GrSfB6-OPoY.jpg Home https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/87377b66-c83f-48ca-863f-2374c8fbe7f5/02654DB4-1447-4D83-BF3C-5A1AD5E8730A.jpg https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/7e4ef0cd-7664-4d18-8c83-74f087706569/Office+4+.jpg Home - Welcome to LHF Insurance Agency! Located on the westside of Indianapolis in Avon, LHF Insurance Agency provides insurance services to individuals as well as to business owners, assisting with employee benefit coverage options. https://www.lifehealthfinancials.com/our-team daily 0.75 2025-02-21 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/7e4ef0cd-7664-4d18-8c83-74f087706569/Office+4+.jpg https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/434ee900-770b-417e-b0f4-5fb46816e60d/6BEA09E7-5001-4B59-BC20-1EE81A7E053A.jpg Our Team - Alicia Eiler Owner & Principal Alicia Eiler, principal and owner of LHF Insurance Agency, Inc., is an independent insurance broker for many of the leading insurance carriers in Indiana. Over the past 20+ years she has accrued knowledge and experience working as an employee of Prudential Insurance Company as well as for an Independent Agency on the west side of Indianapolis. Her years of experience cover all facets of the insurance business; administration, customer service, management and sales, which have uniquely provided her with a solid foundation in opening her own agency in 2013. Alicia helps individuals under the age of 65 with their health insurance and other protection coverage options, and works side-by-side with small business owners, helping them with their employee benefit needs. She especially enjoys helping those turning 65 or retiring post 65 navigate the ins-and-outs of Medicare and the choices and decisions they are suddenly confronted with. She has built her Agency upon being committed to the principles of Professionalism, Integrity and Service. She strives to go above and beyond understanding the needs of each individual, serving them with truthfulness, fairness and dependability. Alicia is a lifelong Indiana resident. She has four adult children and keeps active in their lives as well as her church and community. She enjoys hiking, biking, reading and spending time with family and friends. https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/24c60f33-d079-4798-b85b-1ed448dfec24/DSC05507.jpg Our Team - Aimeé Dean Executive Administrative Assistant Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park. https://www.lifehealthfinancials.com/mission-statement daily 0.75 2025-03-17 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/87377b66-c83f-48ca-863f-2374c8fbe7f5/02654DB4-1447-4D83-BF3C-5A1AD5E8730A.jpg https://www.lifehealthfinancials.com/contact-us daily 0.75 2026-03-10 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1661367969499-17R6XEN6NJVLW2K0VCAB/Color+logo+with+background.png https://www.lifehealthfinancials.com/about-medicare daily 0.75 2023-08-29 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1676656408518-8LMLZI9RYKTS2JQRGJXK/unsplash-image-DLLpNmIG0pk.jpg About Medicare - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/8ffbdd7f-8662-4110-9a62-df0b770f0e4e/Medicare+Maze.jpg About Medicare - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lifehealthfinancials.com/life-insurance daily 0.75 2023-01-31 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648486229079-1V17O47Z2JHNIZCD5KEF/unsplash-image-sxQz2VfoFBE.jpg Life Insurance https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648576350011-7JD794776U94UC5OWXQL/unsplash-image-eq254Cqvmk8.jpg Life Insurance https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648577507958-1LMGO96D7CW62G9FNC9S/unsplash-image-xYaMK5p3vCA.jpg Life Insurance https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648581008090-WYRQ7W7CDKLEO3L0FDRH/unsplash-image-9QTQFihyles.jpg Life Insurance https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648220611966-5MBKOOWCITIXGXOS5JL2/unsplash-image-Wr3comVZJxU.jpg https://www.lifehealthfinancials.com/dental-vision daily 0.75 2023-03-24 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/e2c97b06-5ec0-4619-bf2e-a5ac41873fe4/Delta_Dental_Logo.jpg Dental & Vision Delta Dental offers the nation’s largest networks of dentists. Delta Dental’s network is made up of more than 436,600 dentist locations across the nation. In Indiana alone, 80 percent of practicing dentists participate with Delta Dental. https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/5ff93027-8c64-419b-b05f-beed853744a7/spirit-dental-logo.png Dental & Vision - Spirit Dental and Vision is underwritten by the Ameritas Life Corp. Spirit stands on its own as one of the best dental plans you can buy for the ultimate value. Features: Every day effective date Up to $5,000 annual max Up to 3 cleanings per year Choice plans to see any dentist or specialist with no change to deductible No waiting periods Child ortho Lifetime deductible Implant coverage Guaranteed acceptance 100% preventive covered https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/3dafd6a9-a986-49a2-b0c6-564cea2cf87c/Direct+Vision.png Dental & Vision - VISION The cost of an eye exam, frames, lenses and contacts can add up quickly. Vision insurance protects your wallet by providing lower costs and discounts on products and services. If you're shopping vision insurance, trust Direct Vision to give you the best rates and the most coverage. https://www.lifehealthfinancials.com/final-expense daily 0.75 2022-06-02 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648574808570-8X0GB063CQMY0BANBQ06/unsplash-image-2rE7ywXxJr8.jpg Final Expense https://www.lifehealthfinancials.com/medicare-advantage daily 0.75 2023-08-29 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648664202468-56AYTNVZTXXY0PDPLBES/unsplash-image-OxOxqLAWvE0.jpg Medicare Advantage Medicare limits when you can join, switch, or drop a Medicare Advantage Plan when you first become eligible for Medicare (anytime beginning three months before the month you turn 65 and ends three months after the month you turned 65). If you are disabled and have Social Security Disability Insurance, you can join an advantage plan three months before to three months after month 25 of your disability. You can switch or drop your Medicare Advantage during AEP (annual enrollment period) between October 15th and December 7th of each year. * Info from www.medicare.gov https://www.lifehealthfinancials.com/medicare-prescription-drug-plan-part-d daily 0.75 2023-08-29 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1650644905377-K4EP0LHU62JKEMZLK9DG/unsplash-image-1TL8AoEDj_c.jpg Medicare Presciption Drug Plan (Part D) If you are already enrolled in a Part D "standalone" plan or a Medicare Advantage plan that incorporates drug coverage, you can switch plans during the annual open-enrollment period, which runs from October 15th to December 7th each year. https://www.lifehealthfinancials.com/medicare-supplement daily 0.75 2023-08-29 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1648824553515-JRSTNMPRPFHPKCH32ENR/unsplash-image-vIkABUsLEDY.jpg Medicare Supplement Things to Know about Medi-gap Policies You must have Medicare Part A and Part B Medicare Supplement Plans are purchased from a private insurance company. You will pay a monthly premium for your Medicare Supplement Policy to the company you have purchased your plan from, in addition to your Medicare Part B Premium Medicare Supplement Plans have different enrollment periods depending on your situation: your one time 6 month open enrollment period, a potential guaranteed issue situation, as well as circumstances that would require underwriting You can buy a Medi-gap policy from any insurance company that's licensed in your state to sell one Any standardized Medi-gap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medi-gap policy as long as you continue to pay the premium A Medi-gap policy is different from a Medicare Advantage Plan https://www.lifehealthfinancials.com/long-term-care daily 0.75 2022-07-19 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1650300097989-AKKUGDCMSPKH880FVE34/unsplash-image-PAGBeJrLiDA.jpg Long Term Care https://www.lifehealthfinancials.com/travel daily 0.75 2022-09-16 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1649698616528-JO9GDF8YX7L1VO74D2A9/unsplash-image-LEgwEaBVGMo.jpg Travel Travel medical insurance pays “reasonable and customary” charges for bills such as: Ambulance service Doctor bills Hospital and operating room charges X-rays, examinations, treatments, lab tests and anesthetics Drugs and medicines Dental care, but check for special limits on the dental payout, such as $500 International health plans can be purchased for a single trip or multiple trips depending on your needs. Accidents, sickness and illness coverage are all built into the policy. https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/73583c7e-27d0-4db6-97d9-f98620432594/IMG.jpg Travel We travel all over the world. We visit the most beautiful places and enjoy the sun, the sea and the mountains in various countries. Ensure you are covered should an accident occur. https://www.lifehealthfinancials.com/testimonials daily 0.75 2025-02-14 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Testimonials https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Testimonials https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Testimonials https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Testimonials https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Testimonials https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Testimonials https://www.lifehealthfinancials.com/the-agency daily 0.75 2025-02-21 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/c7af3ae6-4669-4297-a967-dde8223d1a59/Office+3.jpg The Agency https://www.lifehealthfinancials.com/individual-health daily 0.75 2024-02-09 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/e8e645ca-e320-49f5-aee8-3047d9975c3e/HealthSherpa_Logo.png Individual Health - Marketplace, Affordable Care Act (ACA) plans Marketplace, Affordable Care Act (ACA) plans are permanent plans with comprehensive coverage. They cover preventive visits, as well as provide coverage for pre-existing conditions. Based upon income, you will either pay full price for the premium of a plan, or, be eligible for a subsidy to help pay a portion of your premium. HealthSherpa is a Marketplace certified quoting platform that helps consumers find health insurance that meets their needs. HealthSherpa allows you to see quotes with or without estimated subsidy. Check to see if providers are in-network and view full plan benefits: https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/89d09e59-77a6-4cc0-ad0e-6d34d1e5e09d/NationalGeneralLogo.jpg Individual Health https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/acab95b0-fb94-43f4-86e9-9ca896bf3cf2/united_healthcare_stm_logo.png Individual Health https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/97cbd5dc-6288-41c9-b3da-8c380247c11c/Medi-Share.png Individual Health - Medi-Share Medi-Share is an affordable biblical alternative to health insurance. This is a faith-based sharing program. It is not insurance. However, a lot of people find that it is a good fit for their needs. You can view program, benefit and rate details by clicking the below link: https://www.lifehealthfinancials.com/group-health daily 0.75 2022-09-09 https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1658167476036-HA3DZRTG7XX5JCODI06I/unsplash-image-eeqFjT6q_sQ.jpg Group Health https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1658167539312-AY3I4O2DQNZ1BU56IJJB/unsplash-image-376KN_ISplE.jpg Group Health https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1658167637495-D4GI843GGGAX0EFS74GD/unsplash-image-NeTPASr-bmQ.jpg Group Health https://images.squarespace-cdn.com/content/v1/6234bb39d34f4e20abdf6703/1654529295392-DSTT7BIQJ1O33MTNVC6O/unsplash-image-e6n7uoEnYbA.jpg Group Health - There are many scenarios which must be considered in order for you to make an informed choice when it comes to employer sponsored health coverage Do I have to offer health insurance? How big of a role do I want in my employees healthcare decisions? How can I compare companies, plans and rates? How do I apply for coverage? https://www.lifehealthfinancials.com/get-started daily 0.75 2022-03-21 https://www.lifehealthfinancials.com/get-started/p/relationship-with-youothers-38ple monthly 0.5 2019-07-05 https://images.squarespace-cdn.com/content/v1/5ced8e1d5fd4c700018dd761/1560190004400-XTA0DF0S9WOZJUG994C8/Stocksy_txp824ffa5crXt000_Original_845035.jpg Get Started - Relationship with You+Others https://www.lifehealthfinancials.com/get-started/p/relationship-with-others-8gpyw monthly 0.5 2019-07-05 https://images.squarespace-cdn.com/content/v1/5ced8e1d5fd4c700018dd761/1560189982811-KFAJF1TCUH1SXZ827UMC/Stocksy_txp824ffa5crXt000_Large_844923.jpg Get Started - Relationship with Others https://www.lifehealthfinancials.com/get-started/p/relationship-with-you-zz7ch monthly 0.5 2019-07-05 https://images.squarespace-cdn.com/content/v1/5ced8e1d5fd4c700018dd761/1560189874730-3B0TSLDUHTQ93497V3L8/Stocksy_txp824ffa5crXt000_Large_844934A.jpg Get Started - Relationship with You